Long-term care
Help paying for care at home or in a facility, so it doesn't come out of the land or the savings.
Long-term care insurance covers the kind of help that health insurance and Medicare mostly don't: extended care at home, assisted living, or a nursing facility. Around here that can be the difference between keeping the land and selling it to pay for care.
Traditional long-term care policies, hybrid life policies with a care rider, and short-term care policies each fit different situations and budgets. We'll show you what each would cost at your age and what it would actually pay.
What to have handy when we talk
- Your age and general health
- Whether you'd want care at home or in a facility
- Any existing life policies (some can add a care rider)
Don't have all of it? Call anyway. We can work from what you know.