Serving La Vernia, Wilson County, and the greater San Antonio area
Westbrook Heritage Insurance ยท La Vernia, Texas

Workers' compensation

Optional in Texas, which makes it worth a real conversation.

Texas is the only state where workers' comp is optional for most private employers, and going without it is a bigger gamble than most owners realize.

We'll walk through what it costs for your payroll and class codes, what a non-subscriber is exposed to, and what your contracts require.

What to have handy when we talk

  • Payroll by job type
  • Number of employees
  • Any contracts that require it

Don't have all of it? Call anyway. We can work from what you know.